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	Citi Credit Cards
	Citibank offers a great range of credit cards with rewards, 0% APR for up to 12 months, low ongoing APR, no annual fee and instant online decision. Citi Platinum, Dividend, Diamond, Drivers, Upromise and AAdvantage Cards. Also see Citi business and student credit cards.

	Citi PremierPass Card

15,000 bonus points after your first purchase*

0% APR on balance transfers for 12 months

Earn 1 Flight Point for every 3 miles you fly on any airline—or anyone else whose ticket you buy with the card.

Earn 1 Purchase Point for all purchases*

ThankYou Network*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	13.49%*	None*	Yes*	Good Credit*

	AT&T Universal Savings & Rewards Card

1 ThankYouSM Point for every dollar you spend on non-AT&T purchases

Up to 10% savings for the first 12 months on AT&T purchases

Plus AT&T calling benefits: Up to 30 free phone minutes each month

0% APR on balance transfers for 12 months

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 months*	13.24%*	None*	Yes*	Good Credit*

	AT&T Universal Savings Platinum Card

Up to 10% savings for the first 12 months on AT&T purchases

Plus AT&T calling benefits: Up to 30 free phone minutes each month

0% APR on balance transfers for 12 months

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 months*	11.24%*	None*	Yes*	Good Credit*

	Citi CashReturnsSM MasterCard®

Earn 5% cash back on ALL purchases for 3 months

Earn 1% cash back on ALL purchases and eligible cash advances after the first 3 months

NO limit and NO expiration on the amount of cash back you can earn

Checks will be sent automatically every time you earn $50 – no calling necessary

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 months*	9.99%*	None*	Yes*	Good Credit*

	Citi Professional Card with ThankYou Network

No Fee Rewards Program

Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and certain office supply merchants.

1 ThankYou Point on every other dollar spent.

Redeem your points for: air travel, statement credit, gift cards and certificates, merchandise or create your own reward.

No balance transfer fee with this offer

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	9 months*	13.49%*	None*	Yes*	Good Credit*

	CitiBusiness® Card

0% APR on purchases and balance transfers for 12 months*

No balance transfer fee with this offer*

No annual fee

Unlimited employee credit cards with individual credit limits that you can set

Quarterly and annual business account summaries

24/7 live customer service and online access

Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	10.49%*	None*	Yes*	Good Credit*

	CitiBusiness® Card with ThankYou Network

0% APR on balance transfers for 12 months*

No balance transfer fee with this offer*

No annual fee

10,000 ThankYou Points after your first purchase*

3 ThankYou Points for every dollar you spend on eligible business purchases

Quarterly and annual account summaries

Free additional cards for employees with credit limits you set

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	12.49%*	None*	Yes*	Good Credit*

	CitiBusiness® PremierPass Card

15,000 Bonus points after first purchase with card*

Unlimited cards for employees

1 point for every $1 spent on purchases and 1 point for every mile flown on any airline*, 3 points for every $1 spent on certain business purchases*.

Free, unlimited companion travel, no blackout dates

24/7 live customer service and online access

Personal Business Assistant - Make requests 24/7 online or by phone for business information, travel reservations

No balance transfer fee with this offer*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	13.49%*	None for the first year, then $75*	Yes*	Good Credit*

	Citi® Bronze® / AAdvantage® MasterCard

Receive 5,000 Bonus Miles after your first purchase with the card*

No annual fee for your card or for AAdvantage® program membership*

Earn 1 AAdvantage® mile for every $2 you spend on eligible purchases - up to 25,000 miles per year*

No blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection® carriers*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.24%*	None*	Yes*	Good Credit*

	Citi® Bronze® AAdvantage® MasterCard for College Students

No annual fee for your card and free membership in American Airlines AAdvantage® program*

Earn 1 AAdvantage® mile for every $2 you spend – up to 25,000 miles per year*

No blackout dates on AAdvantage® award travel*

AAdvantage® miles may never expire*

$0 liability on unauthorized charges

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	6 months*	17.24%*	None*	Yes*	Good Credit*

	Citi® Diamond Preferred Card

0% APR* on balance transfers and purchases for up to 12 months*

Citi® Identity Theft Solutions*

$0 Liability on unauthorized purchases*

Secure, free online account management*

No annual fee*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	As low as 9.49%*	None*	Yes*	Good Credit*

	Citi® Diamond Preferred Rewards Card

0% APR* on balance transfers for 12 months*

$50 Gift Card - Earn 6,000 bonus points after first purchase redeemable for a $50 gift card*

5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases*

No annual fee and FREE rewards program*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 11.99%*	None*	Yes*	Good Credit*

	Citi® Dividend Platinum Select Card for College Students

0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement.

Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.

Earn 1% cash back on all other purchases.

No minimum income or cosigner required.

Build your credit history.

No balance transfer fee with this offer.

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	15.49%*	None*	Yes*	Good Credit*

	Citi® Dividend Platinum Select MasterCard

Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.

Earn 1% cash back on all other purchases

0% APR* on Balance Transfers for 12 months

No Annual Fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	as low as 11.99%*	None*	Yes*	Excellent Credit*

	Citi® Driver's Edge Card for College Students

0% APR* for 6 months on purchases, cash advances, and balance transfers*

Earn rebates towards any car, new or used*

Build your credit history*

Free online account management*

$0 liability on unauthorized purchases*

No annual fee*

No balance transfer fee with this offer*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	17.49%*	None*	Yes*	Good Credit*

	Citi® Gold / AAdvantage World MasterCard

Earn 12,500 Bonus Miles after your first purchase with the card

Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year

No blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection® carriers

Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide

AAdvantage® miles may never expire

Reduced Mileage Awards – 5,000 fewer miles to select destinations

No pre-set spending limit

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.49%*	None for the first year, then $50*	Yes*	Good Credit*

	Citi® Hilton HHonors® Visa® Signature Card

Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family hotels. Just make a purchase on the card within 60 days of account opening.

Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.

Earn two Hilton HHonors bonus points for each dollar spent on other purchases

2.99% APR on purchases and balance transfers for 6 months, then 17.74%.

Complimentary Silver VIP membership for first year of card membership.

Unlike other rewards cards, there's no annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
2.99%*	6 months*	17.24%*	None*	Yes*	Good Credit*

	Citi® Home Rebate Platinum Select® MasterCard

FULL 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 6 months*

FULL 1% on all other purchases*

Rebate automatically applied to your mortgage principal*

NO CAP or limits on the amount of rebates you can accumulate in a year*

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	11.49%*	None*	Yes*	Good Credit*

	Citi® mtvUTM Platinum Select Visa Card for College Students

0% APR* for 6 months on purchases, cash advances and balance transfers

Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores

Earn 1 ThankYou Point for every dollar you spend on all other purchases

Earn 25 ThankYou Points for paying on time

Earn 200-2000 ThankYou Points twice a year for maintaining a good GPA

Redeem points for gift cards, MTV events, and airline tickets

No balance transfer fee with this offer

No Annual Fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	15.49%*	None*	Yes*	Good Credit*

	Citi® Platinum Select Card for College Students

0% APR* for 6 months on purchases, cash advances and balance transfers

$0 liability on unauthorized purchases

FREE Online Account Management

No minimum income or cosigner required

No balance transfer fee with this offer

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	13.49%*	None*	Yes*	Good Credit*

	Citi® Platinum Select/AAdvantage World MasterCard

Earn 15,000 Bonus Miles after your first purchase with the card

Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year

No blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection® carriers

Redeem AAdvantage® miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide

AAdvantage® miles may never expire

Reduced Mileage Awards – 7,500 fewer miles to select destinations

No pre-set spending limit

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
N/A*	N/A*	17.49%*	None for the first year, then $85*	Yes*	Good Credit*

	Citi® Platinum Select® Card

0% APR* on balance transfers and purchases for up to 12 months*

No annual fee*

Secure, free online account management*

$0 liability on unauthorized purchases*

Apply online and get an instant response*

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	As low as 9.49%*	None*	Yes*	Good Credit*

	Citi® ProfessionalSM Card

0% APR on Purchases & Balance Transfers for 12 Months

Competitive purchase APR

Online Expense Organizer

Quarterly and annual account summaries at no additional cost

Fast, convenient service anytime

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	10.74%*	None*	Yes*	Good Credit*

	Citi® ProfessionalSM Cash Card

Fits your professional lifestyle. Designed to make organizing expenses and getting reimbursed easier than ever.

Earn 3% cash back on purchases at restaurants, gas stations, on auto rentals & at certain office supply merchants. Earn 1% cash back on other purchases.

24/7 Personal Business Assistant helps with travel, marketing, discounts & more.

Online Expense Organizer helps track, categorize and report expenses for billing, reimbursement and taxes.

Immediate one touch access to a live customer service representative.

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0% on Balance Transfers*	12 months*	13.24%*	None*	Yes*	Good Credit*

	Citi® Upromise® Card

1% college savings on purchases, everywhere you shop!*

2% college savings on eligible gas purchases at Exxon & Mobil locations*

Plus 10% college savings on thousands of participating grocery and drug store items*

0% APR on balance transfers for 12 months+

Balance transfer fee applies with this offer*

No annual fee

*See Citi Credit Card Application pages for more details

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	12 months*	13.49%*	None*	Yes*	Good Credit*