Money Return Visa® Platinum

No annual fee

0% fixed introductory annual percentage rate (APR) on purchases and balance transfers (not cash advances) for the first 6 months

All payments you make will be applied to the lowest APR balances first

No fees for balance transfers

At the end of every year, we'll calculate your total interest charges paid and write you a check for 10% of that amount

*See Bank of America Credit Card Application pages for more details

	Card specs

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
0%*	6 months*	P + 3.99%*	None*	Yes*	Good Credit*