How do I apply for a credit card? Why should I have a credit card? How long does it take to get a credit card application decision? Can I apply for more than one credit card? Do I need to have an existing bank account with the bank I want to apply for a credit card with? What is an introductory (or intro) APR? I have bad credit - Can I still get a credit card and which one can I apply for? What is a balance transfer and/or balance transfer rate? What is a balance transfer fee? What is a fixed APR credit card? What is an instant approval or instant decision credit card? What is a rewards credit card? What is a cash back credit card? I am a student - Which credit cards can I apply for? What is a prepaid card?