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Frequently Asked Questions

I have bad credit - Can I still get a credit card and which one can I apply for?

Of course you can apply for a credit card! There are several different credit card options available to borrowers with credit troubles. Credit can go from good to bad to poor for a number of reasons, including missed payments, late payments, etc. On the other hand, bad credit can improve to good credit, too. But this takes a little bit of work.

Depending on your situation, debt consolidation and/or credit repair may be the route to take. Also, certain credit cards are made to help "rebuild" credit histories. Secured credit cards are for people with no credit or poor credit who are trying to build or rebuild credit history. But some unsecured credit cards can also serve similar purposes.

Often with cards that help to rebuild credit, low credit lines are given ($250 or so) and additional fees may apply (application fees, etc.). Be sure to read over any terms and conditions for any of these services before applying. Be certain of any fees that you may incur before proceeding. But if you use the card responsibly and pay all of your bills on time, you can ask for a credit increase down the road. The extra fees and low credit lines will be worth it if it helps get your overall credit back on track.

Compare credit cards for those with bad credit


How do I apply for a credit card?
Why should I have a credit card?
How long does it take to get a credit card application decision?
Can I apply for more than one credit card?
Do I need to have an existing bank account with the bank I want to apply for a credit card with?
What is an introductory (or intro) APR?
I have bad credit - Can I still get a credit card and which one can I apply for?
What is a balance transfer and/or balance transfer rate?
What is a balance transfer fee?
What is a fixed APR credit card?
What is an instant approval or instant decision credit card?
What is a rewards credit card?
What is a cash back credit card?
I am a student - Which credit cards can I apply for?
What is a prepaid card?

Popular Low Interest Credit Cards
Capital One® Platinum Prestige

Capital One® Platinum Prestige
Popular Rewards Credit Cards
Capital One® No Hassle CashSM Rewards

Capital One® No Hassle CashSM Rewards
Popular Airline Credit Cards
Gold Delta SkyMiles® Credit Card

Gold Delta SkyMiles® Credit Card
Popular Instant Approval Cards
Blue Cash® from American Express®

Blue Cash® from American Express®
Popular Student Credit Cards
Capital One® No Hassle CashSM for Students

Capital One® No Hassle CashSM for Students
 
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